UPAC Board of Directors

Updated December 2018

Board Chair, Daisy S. Hom
Duffy, Kruspodin, LLP, C.P.A., Assurance Partner
Daisy has over 20 years of public accounting and private industry experience working with not-for-profit organizations, biotechnology companies, construction contractors, manufacturing, retail, healthcare and various privately held companies.  Daisy provides business financial consulting and assurance services with an emphasis on financial reporting, compliance and internal controls. 

Daisy’s experience with not-for profit organizations include assurance and advisory services in the sectors of biotechnology and research, social services, private foundations, academic institutions, educations, arts and culture, charitable, religious, and healthcare organizations.  Daisy advises clients in areas of assessments and review of internal control systems; implementation of detailed business plans, budgeting/forecasting, internal audit programs, operating system procedure and accounting manuals, internal control analysis reports and board governance issues.  Daisy’s private industry experience includes management and director level position overseeing the fiscal and administrative functions of an organization, including areas of finances, investments and asset management.

Board Treasurer / Secretary, Dale Lieu, M.D.
Kaiser Permanente, Medical Doctor / Pharm. D.
Dale Lieu is an infectious diseases physician at Kaiser Permanente in San Diego, specializing in hospital infectious diseases, HIV medicine, antimicrobial stewardship, and infection prevention and control. 

He has mentored medical and pharmacy students, residents, and fellows, for nearly 30 years.  He has a passion for social justice and in addition to serving as an officer on the UPAC Board, just completed a six year term as lay elder for the Chinese Evangelical Church of San Diego.  Dr. Lieu and his wife have been involved in college and young adult ministry for the past 15 years and are the parents of two adult sons, Daniel (Antoinette) and Derek.

Daisy currently holds board and committee positions with Union of Pan Asian Communities and the La Jolla Institute for Allergy and Immunology.  Daisy is a member of the California Society of CPAs and the American Institute of CPAs.

Director, Bobbie Oudinarath
JP Morgan Chase & Co., Vice President, Business Banking Area Manager
Bobbie Oudinarath is Vice President and Area Manager for JP Morgan Chase & Co.’s business banking.  In this capacity, she is primarily responsible for the business banking performance in this area and a team of relationship managers that manage and grow the firm’s portfolio of small business customers here in San Diego.

Prior positions include regional business banking manager, relationship manager, and human resources recruiting manager.  Her background encompasses nearly seventeen years of experience in banking of which 13 years have been in business banking.

Ms. Oudinarath lives in La Jolla with her husband and 2 sons.  She has lived in San Diego for over 22 years and is involved in many JP Morgan Chase’s internal and external community organizations such as Diversity Action Group, Women on the Move, Adelante, Aspire, Pride, various Lao Community Groups, and Asian Business Association to support diversity and foster growth for San Diego.   Ms. Oudinarath holds 2 bachelor’s of science degrees in psychology and biochemistry from the University of San Diego, California.

JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $2 trillion and operations in more than 60 countries.  The firm is a leader in investment banking, financial services for consumers, small business and commercial banking, financial transaction processing, asset management and private equity. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and around the globe under its J.P. Morgan and Chase brands.

Director, Kevin Ko
MassMutual, Financial Services Professional
Kevin Ko is currently a Financial Services Professional at MassMutual.  Before his career in the insurance and financial industry, he was President & Co-Founder running a successful business called Berries & Beans Dessert Lounge for nine years.  He also held Director positions for DriveCam Inc. (Currently Lytx, Inc.), Colosseum Athletics Inc. and lead a project to consolidate North America logistics operations for Samsung Electronics America that earned him the President’s Award.

Kevin is very active in the community serving on the Board for Union of Pan Asian Communities and Convoy District Business Owners.  He is a member of the California Society of CPAs where he serves on two separate committees:  Financial Education Committee and Technology Committee.  He is a supporter for Korean American Association and Asian Business Association of San Diego and is involved with Highland Ranch Elementary School PTA.

Kevin possesses a California Life Insurance License, Certification for ITIL Foundation and a Certification for Lean Six Sigma.  He has a Bachelor of Science from University of California, San Diego. 

Message from Kevin:  As a one-point-fiver, I am a bridge between the 1st and 2nd immigrant generations, old and new worlds, and what we were and what we are.  Asian is the fastest growing and is most affluent minority in the country, and it is important for us to build together for who we will be with the diversity as the strength.  We need as many bridges to achieve this.  I am proud to be a bridge.  I am married with two children.  My favorite activity is giving my kids and wife big fat hugs!  I also love playing golf, taking in the ocean breeze and cooking for my wife!

New Director, Dave Huynh, M.D.
Kaiser Permanente, Medical Doctor
*Picture & BIO pending, coming soon


UPAC President & CEO, Margaret Iwanaga Penrose
More Info on Margaret Here




Founding Development Circle

Susan Lew
Cheryl Kendrick
Sandra & Michael Murphy
Brenda Baker
Motoharu Iue
Jack McGrory
Charlie Robins
Dolly & Victor Woo